In present days, a health insurance policy is an absolute necessity considering the rising medical expenses. It is important to choose health card or policy that covers a majority of illnesses. Bajaj Finserv EMI health card is one such card that is highly sought after today. If you are looking for the charges and fees of this digital health EMI network card, here is all that you need to know.
Joining Fees
You need to pay only Rs.707 for getting an Insta bajaj finserv emi health card and if you want a non-instant EMI card, you need to pay just Rs.589.
Instant Activation Fee
To activate the digital health EMI card, you have to pay only Rs.118. You can get full benefits of the card instantly.
NACH/Cheque Bounce Charges
If a cheque bounces because of any technical reason or inadequate funds, for example, signature mismatch, then the penalty charges for cheque outward return is Rs.450
.
Mandate Registration charges
Once your mandate is registered with Rs.118, the bank will allow you to withdraw the amount required for your investments automatically every month.
Mandate Rejection Charges
There’s a mandate if the said sum isn't kept up in the account. The bank requires a penalty of Rs.450 if there should arise a mandate failure.
Penal Interest Amount
If the borrower does not pay the EMI as per the repayment schedule of the loan, then the applicable charges will be 4% per month in addition to the taxes on the amount of monthly instalment outstanding as of that date.
To avail a Bajaj Finserv EMI health card, you can simply apply Bajaj Finserv Health app online. Enter your registered contact number to which OTP will be sent. Submit by entering the OTP. If your card has a pre-approved offer, then it is best. You can just pay the joining fee of Rs.707 and get instant digital activation and now you are prepared financially.
On getting your card, you additionally get a free 1-year personal accident insurance of up to Rs.1 lakh. Also, if you open the Bajaj Digital Health EMI Card app, you will have the option to see a large number of limited-period discounts.
